Legal Document

Terms of Service

Read our terms and conditions for using the United Diaspora Capital investment platform.

Last updated: Dec 6, 2025

Acceptance of Terms

Acceptance of Terms

By accessing or using the United Diaspora Capital ("UDC") investment platform and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our platform.

These Terms constitute a legally binding agreement between you and UDC. We reserve the right to modify these Terms at any time, and such modifications will be effective upon posting.

Eligibility

To use our platform, you must:

  • Be at least 18 years of age or the legal age of majority in your jurisdiction
  • Have the legal capacity to enter into binding contracts
  • Not be prohibited from using our services under applicable laws
  • Provide accurate, current, and complete information during registration
  • Maintain the security of your account credentials
  • Comply with all applicable laws and regulations

We reserve the right to refuse service to anyone at our sole discretion.

Account Registration

To access certain features of our platform, you must create an account. When registering, you agree to:

  • Provide accurate and complete information
  • Update your information to keep it current
  • Maintain the confidentiality of your account credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

We may suspend or terminate accounts that violate these Terms or engage in fraudulent activity.

Investment Services

Our platform facilitates investment opportunities in African ventures. By using our investment services, you acknowledge:

  • All investments carry risk, including potential loss of principal
  • Past performance does not guarantee future results
  • We do not provide personalized investment advice
  • You are responsible for your investment decisions
  • Investment opportunities may be limited based on your jurisdiction
  • Regulatory requirements may apply to your investments

You should consult with qualified professionals before making investment decisions.

Fees and Payments

Our fee structure includes:

  • Platform fees for using our services
  • Transaction fees for investment activities
  • Management fees for certain investment products
  • Other fees as disclosed in specific investment offerings

All fees will be clearly disclosed before you commit to any transaction. Fees are generally non-refundable unless otherwise stated.

You authorize us to charge your designated payment method for all applicable fees.

User Conduct

You agree not to:

  • Violate any laws, regulations, or third-party rights
  • Provide false or misleading information
  • Engage in fraudulent or deceptive practices
  • Attempt to gain unauthorized access to our systems
  • Interfere with the operation of our platform
  • Use our platform for money laundering or terrorist financing
  • Circumvent any security measures or access controls
  • Scrape, mine, or harvest data from our platform
  • Impersonate others or misrepresent your affiliation

Violation of these rules may result in immediate termination of your account.

Intellectual Property

All content on our platform, including text, graphics, logos, images, software, and compilations, is owned by UDC or our licensors and protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for personal, non-commercial purposes.

You may not:

  • Copy, modify, or distribute our content without permission
  • Use our trademarks or logos without authorization
  • Create derivative works based on our platform
  • Reverse engineer or decompile our software

Disclaimers

OUR PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES INCLUDING:

  • MERCHANTABILITY
  • FITNESS FOR A PARTICULAR PURPOSE
  • NON-INFRINGEMENT
  • ACCURACY OR RELIABILITY OF INFORMATION
  • UNINTERRUPTED OR ERROR-FREE OPERATION

We do not guarantee any specific investment outcomes or returns. Investment decisions are made at your own risk.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UDC SHALL NOT BE LIABLE FOR:

  • INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES
  • LOST PROFITS, REVENUE, OR DATA
  • INVESTMENT LOSSES OR DIMINISHED VALUE
  • DAMAGES ARISING FROM YOUR USE OF OUR PLATFORM

OUR TOTAL LIABILITY SHALL NOT EXCEED THE FEES PAID BY YOU IN THE TWELVE MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless UDC, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of our platform
  • Your violation of these Terms
  • Your violation of any laws or third-party rights
  • Your investment decisions and activities
  • Any content you submit to our platform

Termination

We may suspend or terminate your account at any time for any reason, including:

  • Violation of these Terms
  • Suspected fraudulent activity
  • Legal or regulatory requirements
  • Extended period of inactivity
  • Our decision to discontinue services

Upon termination, you must cease using our platform. Certain provisions of these Terms survive termination.

Governing Law and Disputes

These Terms are governed by the laws of [Jurisdiction] without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our platform shall be resolved through binding arbitration in accordance with the rules of [Arbitration Body].

You waive any right to a jury trial or to participate in a class action lawsuit.

Small claims court actions may be brought in your local jurisdiction for qualifying disputes.

General Provisions

Entire Agreement: These Terms constitute the entire agreement between you and UDC.

Severability: If any provision is found invalid, the remaining provisions remain in effect.

Waiver: Our failure to enforce any right does not constitute a waiver.

Assignment: You may not assign your rights under these Terms without our consent.

Notice: We may provide notices through email, platform postings, or other reasonable means.

Survival: Provisions regarding intellectual property, disclaimers, liability, and indemnification survive termination.

Contact Information

For questions about these Terms of Service, please contact us:

United Diaspora Capital

Email: legal@uniteddiasporacapital.com

Phone: +1 (555) 123-4567

Address: 123 Innovation Drive, Suite 500, Tech City, TC 12345